Sri Lanka Insurance General unite with Ministry of Education to safeguard children’s future with ‘Suraksha Insurance Scheme’

Every year, Children’s Day celebrates the boundless potential of our country’s youngest minds. The celebration holds deeper significance, as Sri Lanka Insurance Corporation General Ltd. (SLICGL), the largest government-backed insurer, in partnership with the Ministry of Education, reiterates the solemn pledge to protect over four million schoolchildren through the Suraksha Insurance Scheme. 

Suraksha rises above an insurance policy. It is a promise of peace of mind for every family. Watching over children, making certain no family must choose between a child’s health and their education. It is a pledge to every student, regardless of family’s circumstances, can pursue dreams without the shadow of financial hardship. 

Even in the event of surgery for children, Suraksha covers students’ hospitalization and surgery costs up to a set annual limit. They are able to continue their education, easing the financial burden on parents. It is a safety net protecting children, supporting families, strengthening the nation’s future, investing in the wellbeing of the next generation. 

Launched in 2017 through a visionary collaboration between the Ministry of Education, and SLICGL, the scheme extends free, comprehensive coverage to every student aged 5 to 21 across government schools, government-approved private schools, Pirivena institutions, and assisted special schools. The Government’s unwavering commitment ensures every child can learn, grow, and thrive without the fear that a medical emergency could derail their future.

For parents, Suraksha brings reassurance. The scheme recognizes a family’s stability rests beyond a child’s wellbeing. For low-income households, Suraksha provides life insurance coverage, offering Rs. 75,000 per child should tragedy strike. 

In the event of a parent’s passing, the financial benefit helps eases economic burdens and children are able to continue their parents’ dreams through education. 

Under the Suraksha banner ‘Protect Forever - The Children of the Nation,’ every child receives comprehensive protection: 

• Hospitalization cover of Rs. 300,000 for in-patient care
• A special outpatient benefit of Rs. 20,000
• Critical illness protection up to Rs. 1,500,000
• A personal accident cover of Rs. 200,000, including Rs. 150,000 for permanent partial disability and up to Rs. 100,000 for temporary disability.  

These numbers offer more than financial protection. They represent hope, resilience and children being able to continue their education despite setbacks.

Understanding families face emergencies at all hours, the Government and SLICGL have upheld support is always within reach. To make access even easier, every student is provided a QR-enabled Suraksha card. For those who prefer personal assistance, over 142 branches and service centers islandwide, from Colombo to even the remotest villages, with a 24/7 hotline affirming help is just a phone call away.

The Government of Sri Lanka and SLICGL recognize protecting the country’s children rises above responsible governance. It is the foundation of our nation’s future prosperity. Maintaining every child can access healthcare without disrupting their education, Suraksha strengthens individual families, and at the same time, the entire fabric of Sri Lankan society.

Parents who once worried about affording emergency care now watch their children study without fear. Students who might have dropped out due to medical expenses continue pursuing their aspirations. Communities which might have seen talented youth lost to circumstance now see those same children fulfilling their potential.

As Children’s Day 2025 is celebrated, Suraksha showcases what is possible when government and institutions unite with a single purpose of safeguarding children’s health, preserving their educational journeys, and upholding families against life’s uncertainties. SLICGL aims to continue the commitment to champion Sri Lanka’s youngest voices to be empowered to shape the country’s future.