HNB Empowers Sri Lankans with Fully Customisable Investment Plans

HNB PLC, one of Sri Lanka’s leading private sector financial institutions, continues to deliver trusted, fully customisable investment solutions that have helped countless Sri Lankans achieve their financial goals. These innovative solutions support customers in meeting specific life milestones, whether purchasing a home, funding education, or planning for retirement, offering unparalleled flexibility and transparency in long-term financial planning.

Developed with inclusivity as a cornerstone, the suite of investment products allows customers to tailor their investment journeys according to their unique needs. Customers can commence with monthly contributions starting from Rs. 2,000, with flexible tenures ranging from 2 to 15 years. Each plan provides a guaranteed maturity value based on customer-defined parameters—investment amount, duration, and desired outcome—while HNB manages the implementation.

Sharing insights on HNB’s investment solutions, HNB Senior Vice President / Head of Retail Banking, Kanchana Karunagama, stated, “We recognized that traditional investment products often follow standardized approaches that may not address individual circumstances. Our new solution offers complete customization that acknowledges each customer’s unique financial goals, capacity, and timeline. This initiative represents our commitment to transforming how Sri Lankans approach financial planning, making it more accessible, personalized, and goal-oriented.”

The product suite aligns with HNB’s strategic vision to cultivate sustainable financial habits while delivering competitive and stable investment vehicles calibrated to contemporary economic conditions. Customers maintain complete control over critical plan parameters—not only determining contribution amounts and duration but also defining their target maturity value.

Effective returns on these plans can reach High Maturity ratesfor extended tenures, with options for monthly interest disbursements or annual compounding. The plans are also available in USD, with additional foreign currency options scheduled for introduction later this year, enhancing the product’s appeal for globally-minded investors and the diaspora community.

HNB Vice President - Deposits, Viranga Gamage, explained, “These investment solutions are designed to serve diverse financial journeys—from young professionals saving for their first asset acquisition, to parents planning for their children’s education, to individuals preparing for retirement. Whether starting with Rs. 2,000 or any amount you want, the key elements are consistency and strategic planning. At HNB, we’re facilitating not just savings accumulation but comprehensive financial roadmapping that aligns with individual aspirations.” Customers can access these investment plans at any HNB branch islandwide, with digital onboarding also available. This latest offering reinforces HNB’s ongoing commitment to delivering customer-centric products that promote financial empowerment, digital inclusion, and long-term economic resilience.

With 254 customer centers, HNB stands as one of Sri Lanka’s largest and most technologically innovative private sector banks. Most recently, the bank was recognized as the Best Retail Bank in Sri Lanka for the 15th year at the Asian Banker Global Excellence in Retail Financial Services Awards 2024.

HNB was also recognized as ‘The Best Bank – Sri Lanka’ at the second Emerging Asia Banking Conclave and Awards, organized by the Indian Chamber of Commerce (ICC). HNB’s accolades in 2024 also include recognition at the Euromoney Awards for Excellence, where it was named Best Bank in Sri Lank and Best SMEs Bank in Sri Lanka.

HNB was ranked the Number 1 Company in Sri Lanka by Business Today in its Top 40 Businesses ranking for 2023-24. HNB was recognized as one of the Top 25 Corporates at the LMD Awards which was held honouring 25 most awarded Sri Lankan Corporates.