People’s Bank introduces ‘PrimeScore Privilege Loan’ to reward customers with excellent credit records

Thursday, 26 March 2026 00:05 - - {{hitsCtrl.values.hits}}

People’s Bank has introduced the ‘PrimeScore Privilege Loan’, an exclusive lending solution designed to reward salaried individuals who maintain an excellent credit history in the country.

The new loan facility has been developed to offer special benefits to customers who demonstrate strong financial discipline and reliability in their borrowing behaviour. By recognising individuals with outstanding credit records, People’s Bank aims to encourage responsible financial management while providing greater financial flexibility to meet personal needs.

Under this initiative, eligible salaried professionals can obtain loans of up to Rs. 10 million at competitive interest rates starting from 10% per annum, without the need for guarantors. The facility enables qualified applicants to access funds quickly and conveniently, making it an ideal solution for professionals seeking financial support for personal commitments, lifestyle improvements or other important needs.

The PrimeScore Privilege Loan is available to salaried individuals in both the private and public sectors who maintain excellent credit grades such as A1, A2 or A3, as assessed by the Credit Information Bureau of Sri Lanka.

In addition to attractive interest rates, the loan offers several advantages that make it appealing to professionals seeking efficient financial solutions. One of the key benefits is the absence of guarantor requirements, enabling eligible borrowers to secure funding independently. The facility also ensures quick and convenient processing, allowing customers to obtain approval within a shorter timeframe.

Customers can also benefit from the online application facility available through the People’s Bank website, allowing them to submit applications conveniently from anywhere while enjoying a seamless and user-friendly digital banking experience.

Commenting on the introduction of the new facility, Deputy General Manager (Retail Banking and Overseas Customer Services) Aruni Liyanagunawardana said: “The PrimeScore Privilege Loan has been introduced to recognise and reward customers who consistently maintain excellent credit discipline. This facility enables eligible professionals to access funding quickly and conveniently while enjoying the benefits of their strong credit standing.”