Thursday Jun 11, 2026
Thursday Jun 11, 2026
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Chief Investment Officer Sashika Wickremaratne
In a market where traditional savings accounts and fixed deposits are struggling to keep pace with rising costs and changing interest rates, JB Financial has launched the JB Vantage Credit Opportunity Fund (COF), a flexible investment solution designed for investors seeking stronger returns without sacrificing liquidity.
The fund enters the market at a time when many Sri Lankans are rethinking how they manage idle cash. With savings rates declining and inflation continuing to pressure purchasing power, investors are increasingly looking for alternatives that can generate better returns while still allowing access to their money when needed.
The JB Vantage Credit Opportunity Fund currently offers an annualised yield of approximately 10.26%, positioning itself as an attractive middle ground between low-yield bank products and higher-risk long-term investments. Unlike traditional fixed deposits, the fund does not impose penalties for early withdrawals. Investors can invest or redeem on any business day, allowing them to maintain flexibility while keeping their money actively invested.
JB Financial CEO and Portfolio Manager Christine Dias Bandaranaike, CFA said: “Investors today are looking for more than just safety; they want flexibility, accessibility, and returns that make sense in the current environment. The Credit Opportunity Fund was created for exactly that purpose. It allows investors to potentially earn stronger returns while maintaining liquidity, without being locked into rigid banking products.”
The fund is actively managed by Chief Investment Officer Sashika Wickremaratne, who brings over 14 years of experience in portfolio management, treasury, and fixed income investing. The strategy focuses on a carefully selected mix of government and corporate debt instruments, allowing the portfolio to adapt alongside changing market conditions.
“With the rapid growth of private credit, there is a clear opportunity in the corporate debt market. A sizeable fund is well-positioned to negotiate better rates and access quality issuances. Our strategy is to actively track market interest rates and invest across government and corporate debt, enabling investors to benefit from enhanced yields without being constrained by rigid investment structures,” said Wickremaratne.
Approved by the Securities and Exchange Commission of Sri Lanka (SEC), the JB Vantage Credit Opportunity Fund requires a minimum investment of Rs. 100,000. Most redemption requests are processed within one business day, with many investors receiving funds by the following working day.
JB Financial believes as market conditions continue to evolve, flexible income-focused investment solutions such as the Credit Opportunity Fund will become increasingly important for Sri Lankan investors seeking to balance returns, liquidity, and financial security.
