HNBA offers Rs. 1 m free life cover to customers affected by Cyclone Ditwah

Monday, 12 January 2026 01:10 - - {{hitsCtrl.values.hits}}

Executive Director/CEO Lasitha Wimalaratne

HNB Assurance PLC (HNBA) has announced a special relief initiative titled “HNB Assurance Gift of Protection,” offering a free life insurance cover of Rs. 1 million to its policyholders affected by the recent Cyclone Ditwah.

The initiative reflects the company’s deep commitment to safeguarding customers by ensuring they stay protected in any event, regardless of its nature.

According to information released by authorities, the recent cyclonic weather event and flooding in Sri Lanka late last year have impacted hundreds of thousands of individuals, caused widespread damage to homes and livelihoods, and resulted in economic losses amounting to several billions of rupees, particularly affecting agriculture, small businesses, and daily wage earners, apart from the colossal damage to national infrastructure. Beyond immediate physical damage, such events place significant financial strain on families, often disrupting income streams and affecting their ability to sustain long-term financial commitments.

Recognising this reality, HNBA has stepped forward to ensure that protection remains intact when it is needed most. Under this initiative, customers affected by Cyclone Ditwah can avail themselves of the free life cover irrespective of whether their existing policy is active or lapsed, acknowledging that short-term financial pressures may impact policy continuance during periods of crisis.

To benefit from the cover, affected endowment policy holders of the company are required to download and complete a simple application form and submit it to their nearest HNBA branch or respective bancassurance officer for verification.

Executive Director/CEO Lasitha Wimalaratne said: “Natural disasters do not only damage property; they disrupt livelihoods and place immense financial pressure on families. We understand that, in such moments, maintaining insurance policies may become challenging. The ‘Gift of Protection’ is our way of ensuring that our customers continue to have life protection in place, regardless of circumstances. This initiative reflects our enduring commitment to stand by our customers, not just as an insurer, but as a responsible and caring partner.”

To be eligible for this scheme, customers must have had an active endowment life insurance policy as at 30 November 2025, which is not surrendered, cancelled, or have a death claim between 30 November and the date of enrolment. Single Premium and Group Life policies are excluded from this offer. The lives covered under this scheme will be limited to the main life assured and the spouse. The period of enrolment would be between 1 January to 31 March.

Through HNBA ‘Gift of Protection,’ the company reinforces its belief that true protection is about empathy, continuity of protection, and standing shoulder to shoulder with customers through every phase of life.