HNB introduces Pay by Bank Account feature via JustPay Web partnering MarxPay

HNB’s Chief Operating Officer Sanjay Wijemanne, and CrossBorder Payments Ltd., CEO, Rohitha Perera, exchange the agreement to introduce the ‘Pay by Bank Account’ feature via JustPay Web in partnership with MarxPay. HNB’s Senior Vice President/Head of Digital Business Chammika Weerasinghe, and CrossBorder Payments’ Head of Marketing Aravindha Kumarasinghe are also present along with officials from both organisations  

HNB PLC has announced its partnership with MarxPay and LankaPay to introduce “Pay by Bank Account” feature via JustPay Web enabling customers to make online payments directly from their bank accounts instead of using credit or debit cards. 

The feature is enabled through the MarxPay Internet Payment Gateway (IPG) and represents an important step in advancing secure, bank-driven digital commerce in the country.

The new function allows customers to complete online transactions instantly by linking their bank accounts and authorising payments with only a few clicks. Tokenisation safeguards all sensitive information, ensuring a secure process while improving convenience for everyday digital purchases. The system also reduces transaction costs for merchants which supports more affordable online payments and strengthens the local digital economy. Through seamless integration with MarxPay, merchants gain a reliable and locally supported payment option that improves customer trust and conversion.

HNB Senior Vice President and Head of Digital Business, Chammika Weerasinghe said the collaboration aligns with the bank’s ongoing efforts to expand safe and reliable digital payment options. “HNB continues to invest in solutions that improve convenience and strengthen national payment infrastructure. Account-based payments offer a secure and cost-effective channel for customers and merchants, and this partnership supports wider adoption of locally developed digitally enabled commerce. We remain committed to working with industry partners to deliver practical, scalable and compliant digital innovations that add value to our customers.”

MarxPay CEO Rohitha Perera said the initiative will support a more resilient and inclusive digital payments ecosystem. “Pay by Bank Account is designed to provide Sri Lankans with a simple, secure and affordable way to complete online transactions. Our partnership with HNB and LankaPay reflects our commitment to advancing trusted, locally relevant payment solutions. We are pleased to work with institutions that share a common vision for digital progress and ease of access.”

LankaPay CEO Channa de Silva said: “On behalf of LankaPay, I warmly welcome HNB and MarxPay to the JustPay Web platform. This partnership marks an important step in enabling inclusive digital commerce by providing merchants—regardless of scale—with an affordable, scalable, and secure online payment option. JustPay Web is designed to remove barriers to entry, with no device costs, no minimum commitments, a considerably low slab-based tariff structure, and simple, intuitive experiences for both merchants and customers. Together, we will strengthen Sri Lanka’s digital payments ecosystem and support sustainable business growth.”

The partnership leverages LankaPay’s national payment infrastructure and HNB’s digital banking capabilities to ensure that all transactions meet required standards of reliability, security and regulatory compliance. The introduction of account-based online payments also reduces dependence on foreign payment systems and retains greater value within the domestic economy.

By promoting bank account–linked payments for eCommerce and service platforms, the initiative contributes to stronger financial inclusion and supports the growth of local businesses participating in Sri Lanka’s digital marketplace. It forms part of a broader effort to accelerate the country’s transition toward efficient, secure and sustainable digital payment solutions.

MarxPay together with LankaPay and HNB, will continue to expand technology-driven solutions that enable customers and merchants to transact with greater confidence and convenience across online channels.