HNB Finance records exceptional FY 2025/26 growth, PAT doubles

Tuesday, 26 May 2026 06:32 - - {{hitsCtrl.values.hits}}


Chairman Rajive Dissanayake	Managing Director/CEO Chaminda Prabhath

HNB Finance PLC continued its strong growth momentum in FY 2025/26, recording a Profit After Tax (PAT) of Rs. 1.68 billion, up 120% year-on-year, reflecting the company’s sustained improvement in profitability, disciplined execution and growing customer franchise.

Profit Before Tax increased to Rs. 3.9 billion, compared to Rs. 2.2 billion in FY 2024/25. The performance was supported by continued expansion across the company’s core business segments, with total assets growing by 61% to Rs. 94.4 billion, while net assets increased by 22% to Rs. 9.3 billion.

The lending portfolio grew by 70% to Rs. 76.3 billion, demonstrating stronger market traction and deeper customer engagement. The leasing portfolio recorded a notable 98% growth to Rs. 51 billion, while the gold loan portfolio expanded by 80% to Rs. 16 billion, reflecting the company’s ability to serve a broader base of customers through practical and accessible financial solutions.

HNB Finance PLC also reported improved returns, with return on assets increasing to 2.2% from 1.37%, while return on equity strengthened to 19.96% from 11.54%, supported by stronger earnings from the company’s growing portfolio.

Chairman Rajive Dissanayake said: “FY 2025/26 has been an important year for HNB Finance, with the company delivering strong growth across profitability, assets and lending. This performance reflects the success of our strategic direction, the discipline of our execution and the trust placed in us by our customers, shareholders and investors. As we continue to scale our presence in Sri Lanka’s NBFI sector, our focus will remain on responsible growth, strong governance and financial solutions that create value for customers and the wider economy.”

HNB Finance Managing Director/CEO Chaminda Prabhath said: “Our performance this year reflects clear progress across our core business lines, particularly leasing, gold loans and lending. We have remained focused on growing responsibly, improving customer experience and maintaining operational discipline while expanding access to financial solutions. As we move forward, our priority is to build on this momentum through prudent risk management, stronger service delivery and long-term value creation for all stakeholders.”

HNB Finance PLC’s FY 2025/26 performance builds on the momentum recorded during the first nine months of the year, when the company crossed the Rs. 1 billion PAT mark for the first time within a nine-month period. The full-year results further reinforce the company’s strengthened position and its ability to deliver sustainable growth in a competitive financial services environment.