Friday Feb 20, 2026
Friday Feb 20, 2026
Wednesday, 18 February 2026 00:00 - - {{hitsCtrl.values.hits}}
HNB Finance PLC reported a Profit After Tax (PAT) of Rs. 1.15 billion for the nine months ended 31 December 2025, up 152% year-on-year, surpassing the billion-rupee mark in nine months performance for the first time. Profit Before Tax (PBT) increased 209% to Rs. 1.88 billion, supported by stronger core income and balance sheet growth.
Gross income increased 35% to Rs. 12.93 billion, while net interest income expanded 52% to Rs. 6.03 billion during the period, reflecting improved earnings traction across the portfolio.
During the nine months the company’s asset base grew by 46% to Rs. 85.6 billion with the gross loan portfolio expanding 53% to Rs. 77.2 billion compared to March 2025, grabbing market share from competition. Leasing portfolio grew 81% to Rs. 48.5 billion, while the gold loan book increased 52% to Rs. 13.6 billion. The loan book growth was mainly funded by deposits which grew by 45% to Rs. 61.0 billion, demonstrating the strong deposit franchise of the company during the same period.
HNB Finance PLC Chairman Rajive Dissanayake said: “Crossing Rs. 1 billion PAT in 9 months reflects the success of the company’s strategy and the meticulous execution of same. I would like to thank the management and staff for their dedication and hard work, investors and shareholders for the trust placed in us and our valued customers for their continued patronage. As we scale to become a systematically important NBFI in the Country, we will continue to keep delivering responsible financial solutions that support our customers and the wider economy.”
HNB Finance PLC Managing Director/CEO Chaminda Prabhath said: “We have seen clear momentum in our core lending and funding franchises, particularly in leasing, gold loans, and deposits. Our focus remains on prudent risk management, operational discipline, and improving customer experience as we build long-term value for all stakeholders.”
