Saturday Dec 14, 2024
Saturday Dec 14, 2024
Monday, 8 February 2021 00:00 - - {{hitsCtrl.values.hits}}
Sri Lanka’s most customer-friendly bank HNB PLC introduced a special leasing scheme for professionals with minimal conditions, attractive benefits and low interest rates with the aim of increasing the standard of living of this niche customer base.
Customers who fall under the professional category of doctors, accountant, architect, financial analyst, lecturers, lawyers, hospitality, human resources, marketing, pilot, navigation officers, researchers, senior academics and C-Suite executives of A-Grade companies can make use of the new product.
“Professionals have needs, but with their time-consuming jobs, it becomes impossible to go through the tedious process of obtaining a lease. This scheme enables them to buy their dream vehicle by making the process easier.
“When compared to other countries, the market price for automobiles is higher in Sri Lanka. Therefore even though there are professionals who are fit to purchase a vehicle, they are unable to do so. However, this special scheme combined with their existing remuneration packages will help them opt for the right vehicle and increase their quality of living,” HNB Senior Manager – Leasing Niluka Amarasinghe said.
The scheme offers customers a residual payment equivalent to 25% of the market value of the lease, the highest residual amount paid by a bank at the moment, providing customers with the opportunity to purchase vehicles at a lower monthly rental.
HNB will offer a special discounted interest rate from the prevailing published rate. Customers will also receive a Prestige Prime credit card, with the first year fee waived off, offering customers access to exclusive discounts on automobile products, servicing, spare parts, tyres, batteries, and other accessories.
Notably, the leasing facility does not require guarantors or an affidavit declaring their asset. Professionals eligible for the facility are provided with a special discounted interest rate than the prevailing published rate, in addition to customised leasing facilities, tailor-made to suit each customer’s budget and income.
