Having started leasing services in 1991, HNB was the first private commercial bank to move into the leasing sector. Continuously experiencing a very progressive and steady growth over the years, today HNB stands at the forefront of leasing in the banking sector and has won an enviable reputation in the leasing arena by providing customers with the very best with regard to leasing deals.
HNB Leasing offers customers a range of attractive options and flexibility, thereby ensuring that the individual needs of customers are met at all times. The Daily FT spoke to Chief Manager of Leasing at HNB Keerthi Wijeratne to find out more about what they have to offer.
“Our lease rental schemes are very affordable and customers have the added advantage of making maximum use of our attractive value addition schemes that we have introduced with regard to our leasing packages on offer. We also conduct selected location based promotional activities, which include town storming and leasing fairs. We invite all motor vehicle car dealers located throughout the country for our leasing fairs, which are conducted in different parts of the country where our branches are located. This greatly benefits customers who are located in various parts of the country. In addition to this our suppliers are also greatly benefited by this arrangement as they are exposed to our vast customer base,” said Wijeratne.
“Our leasing services are not confined to vehicles alone; our leasing portfolio includes a wide spectrum of leasing products which include machinery and equipment used for the tea, construction and confectionary industries and much more. This type of high value machinery leasing is possible due to the fact that HNB is a banking institution which possesses immense financial resources,” he added.
HNB Leasing has a widespread network of service centres located islandwide, offering customer convenience at all times. At present a total of 210 customer centres are located islandwide, which makes it convenient for any client from Point Pedro, Norochcholai, Kalmunai, Tissamaharama or any other location in the country to obtain fast and accurate leasing services anywhere in the country.
HNB Leasing is backed by a highly competent and experienced leasing team, which is capable of structuring leases according to customer repayment capacities. The special leasing packages offered by the company provide many benefits to customers whilst also offering very competitive pricing schemes.
Due to the fact that HNB Leasing follows a very effective customer assessment with regard to their repayment capacities when offering leasing solutions, customers do not encounter any form of complications when it comes to repayments.
Wijeratne said: “We initially take into consideration the need of the customer, their lifestyle and financial capacity. We have also placed a large emphasis with regard to customer convenience. Through our efficient mechanisms adopted, we have been able to maintain a very good payback rate as well as a minimum default rate. Qualities of this nature have enabled us to maintain a trustworthy relationship with our customers. Customers also enjoy the privilege of being entitled to a wider spectrum of other banking services offered by HNB, thereby placing us as the one-stop-shop for all your total financial solutions.”