Janashakthi launches premier medical insurance plan

Friday, 7 November 2014 00:01 - - {{hitsCtrl.values.hits}}

Janashakthi Insurance recently launched its new premier medical insurance plan to coincide with the company’s 20th Anniversary celebrations. The new product allows for medical coverage across multiple countries, with limits up to Rs. 32 million per annum. At a time of uncertainty, be it across borders or right here in Sri Lanka, medical emergencies or illnesses can strike you at any time. Understanding this, Janashakthi aims to offer an affordable solution to assist individuals and families bear the high cost of their medical expenses, whilst getting local or international healthcare under their ‘Janashakthi Premier Medical Insurance Plan’. This plan can be extended to cover a single policyholder and can even include the spouse and two children. “It is important that one achieves peace of mind with a comprehensive medical plan such as the Janashakthi Premier Medical Insurance policy that equips you for any unexpected illness, injury or medical emergency. It covers any major medical illnesses and medical expenses of you and your family, whether in Sri Lanka or abroad,” stated Janashakthi Insurance Sales and Operations (Life) General Manager Hashra Weerawardena. The policy enables the holder to visit any major hospital in Sri Lanka and designated hospitals in Singapore, Dubai, Qatar, Abu Dhabi, India and Mauritius, on cashless settlement. In other words, a customer can get their bills paid directly by Janashakthi due to the pre-arranged relationship. However, should they be in any other country in the world they may still utilise the cover on reimbursement basis. The premier medical insurance plan covers emergency accidental out-patient treatment; in-patient hospitalisation; day care procedures and surgeon’s fees, second opinion cover, accidental miscarriage, medical checkups and ambulance charges which also includes a life cover, as well as other useful benefits. “The Janashakthi Premier Medical Plan allows clients to avail themselves of the cover until the age of 75 with a maximum age at entry at age 65. The coverage also automatically includes declared pre-existing ailments of clients after a period of continuous membership. Policyholders with existing covers may submit details of their coverage and avail special waivers when subscribing to our plans. The cover with its array of inpatient benefits also includes pre and post outpatient treatment and day surgeries which are quite unique in the Sri Lankan medical insurance context,” stated Janashakthi Insurance Senior Sales Manager Shane Peter. Shane Peter has been allocated as the dedicated relationship manager to drive and lead this product. Janashakthi has an exceptional record of financial stability and claims settlement. It has the highest stated capital of Rs. 1.49 billion among quoted insurance companies, with over Rs. 8 billion in annual gross written premiums. The company has also paid out over Rs. 20 billion in claims to policy holders, and recently garnered a RAM ratings upgrading to A in terms of long term claim payments. Janashakthi firmly believes in integrity, transparency and accountability which have been their guiding principles for 20 years. As one of Sri Lanka’s largest insurance companies, Janashakthi has pioneered itself to providing innovative solutions to individuals and businesses over the past two decades.