Amãna Takaful Insurance launches compelling insurance scheme for tuk tuk drivers

Led by its customer-centric philosophy to partner customers through their success or failure, ATL (Amãna Takaful PLC) launched a new insurance scheme for ‘Tuk Tuk Full’ drivers that includes a host of eventualities, to ensure that at any point in time, the ‘Tuk Tuk Full’ Driver is shielded from loss. 

‘Tuk Tuk Full’ covers natural perils, riot and strike, third party property damage for upto Rs. 300,000 and hiring cover. In addition to this, ‘Tuk Tuk Full’ extends a comprehensive insurance cover against personal emergencies such as disability or hospitalisation. This value proposition for three wheel owners and its drivers is the most attractive in the market and takes into account all the challenges faced by the drivers on a daily basis, to ensure their livelihoods are sustained.  

In terms of personal cover, the ‘Tuk Tuk Full’ scheme offers Rs. 100,000 in insurance cover for 38 critical illnesses; Rs. 25,000 for funeral expenses for owner/named driver, spouse and children; Rs. 300,000 for permanent total disability due to accident and sickness; Rs. 300,000 as death cover; Rs. 750 up to 10 days as loss of income due to hospitalisation and Rs 1,000 up to four days loss of income due to unavailability of the three wheeler.

In essence, ‘Tuk Tuk Full’ ensure that its customers have an all-encompassing safety net in times of hardship and that customers do not suffer from inadequate insurance cover that does not take into account the harsh realities they have to combat on a daily basis. Very often, the three wheel driver is the sole breadwinner in the family and it is critical that the regular flow of income is maintained despite any hardships that crop up from time to time. 

ATL continues to be in the forefront of the insurance industry in Sri Lanka and caters to all segments of customers. The Takaful way of insurance operates on the concept of bringing people together to be part of a system that gives them the opportunity to help each other. Since its inception over 17 years ago, ATL been successful in establishing a strong position for the concept of Takaful amidst stiff competition from established conventional players. One of the few ISO-certified insurance providers in Sri Lanka, ATL operates with nearly 30 branches and is set to expand further to better serve customers across the country. 

ATL continuously reaches out to customers from all segments of society and offers innovative and state-of-the-art insurance products that are convenient, affordable and reliable. As part of its commitment to remain ‘open to all’, ATL serves all communities and employs a multi-ethnic team across its network. The company was also recently upgraded by the Lanka Rating Agency to a rating of BBB/P3/Stable and recently achieved ISO 9001:2008 re-certification.

Amãna Takaful launches unique ‘Smart Rider Cover’ for motorbikes and riders

ATL (Amãna Takaful PLC) unveiled ‘Smart Rider Cover’ – a compelling insurance scheme for motor bikes that covers its riders across a spectrum of worst-case scenarios to ensure that they do not have to suffer monetary loss due to any reason. 

The ‘Smart Rider Cover’ insurance scheme is priced competitively and further offers the convenience and comfort of a dedicated claims team at the ATL branches to ensure that ‘Smart Rider Cover’ customers enjoy a smooth and streamlined experience, with minimum downtime. The customised process flow ensures ‘Smart Rider Cover’ customers can drive off after a swift transaction, secure in the knowledge that their motor bikes, their families, and themselves are covered against any eventualities. 

The main features of the ‘Smart Rider Cover’ scheme are that it offers insurance cover for natural perils, riot and strikes, in addition to third party property damage extended up to Rs. 100,000. Besides this, it promises Rs. 300,000 in case of accidental death; Rs. 300,000 as natural death cover; Rs. 300,000 as permanent total disability cover; Rs. 25,000 as funeral expenses for owner, spouse or children; Rs. 100,000 to cover critical illnesses and Rs. 750 per day as hospitalisation benefit. 

As evidenced from the features under ‘Smart Rider’, ATL wants to ensure that motor bike riders have a safety net to fall back on, in case of any eventuality, thereby effectively protecting them from monetary loss.