Union Smart Health Premier: First-ever health cover that protects three generations

Union Assurance has always been the pulse of the Sri Lankan people since it began the journey of protecting the communities of the country. The company’s priority is to do their best to cater the people with the ideal Life Insurance solutions to satisfy the ever-changing needs which occur during different stages in their lives. By nature, Sri Lankans are known to value family bonds and relationships. Caring for parents and children is embedded in to their cultural value system. 

Amidst the increase in the cost of living and the responsibilities, an individual would always make use of everything they have during a medical emergency that may have to be faced by their children or parents. Union Assurance, being one of the most innovative insurance solutions in the country has introduced the right solution to protect you and your loved ones in such a situation without facing any unpleasant experience. 

Union Smart Health Premier (USH Premier) is the first-ever health cover which is uniquely designed to provide the best health care for ‘Three Generations’. If any member of your family suddenly falls ill or meets with an accident and requires hospitalisation, USH Premier offers you the benefit of reimbursing your medical expenses. It also provides worldwide cover (Except USA and Canada) which enables you to enjoy the hospital treatments worldwide with the convenience of cashless facilities. 

USH Premier offers unique and wider range of benefits to the policyholders which makes it a comprehensive solution. In case a claim has not been made within a policy year, the maximum annual benefits limit increases by 25% for the following policy year – the ‘No-Claim Bonus’, which is a unique benefit offered through this policy. 

In addition to no claim and revival benefits, USH Premier also provides other special benefits such as reimbursement of ambulance charges, free health check-ups, cover for prosthesis and implants and reimbursement of organ donor expenses.  

USH Premier policyholders will also stand a chance to receive a free GOYO fitness tracker based on the rider sum insured of the policy. USH Premier also facilitates a wealth of value-added services from the strong partnerships of Union Assurance with health partners both locally and internationally. ‘Medilink’ brings the state-of-the-art Electric Healthcard Network infrastructure while providing the local third-party claim settlement service. 

Exclusive offers provided by ‘Best Doctors’ to access the world’s best medical minds for a second opinion on health inquiries with confidence and confidentiality. ‘My Doctor’ also joins as a partner for all medical related needs offering attractive discounts and accessibility for health consultations to secure a healthy life style. My Doctor is a doctor-patient interactive app which provides access to doctors and storage facility for diagnostic observations, medical reports and any other relevant information. 

Due to the complexities of modern lifestyle, the risks to health and well-being have multiplied. Many of us fail to take necessary steps that would protect us against the uncertainties of our busy lives. USH Premier cover is the perfect and the most convenient solution because it can be easily obtained without a hassle. This also provides enhanced protection, and offers extra benefits that you were always seeking for.    

To know more details about the USH Premier cover and its extra benefits, you can always seek help from our Financial Insurance Advisors or call our customer care hotline on 11 2 990 990. Alternatively, you can visit us at your nearest Union Assurance Branch located islandwide.