Union Assurance always focuses on its efforts to revolutionise the Sri Lankan insurance industry by continuously introducing innovative and creative solutions and integrating it into its product portfolio. As a result, Union Assurance re-launched its unique health cover ‘Union Smart Health Plus’ which provides protection for the entire family with enhanced features and benefits.
Union Smart Health Plus also functions as a rider cover to use as an add-on to the Union Life Advantage Policy.
Union Smart Health Plus (USH Plus) is a policy which provides coverage for the policyholder as well as his or her dependents which would provide the policyholders with a single protection for the entire family. In order to provide the policyholders with more convenient service, Union Smart Health Plus offers a unique and smart feature with the introduction of the exclusive Overseas Cover. This feature will enable customers to proceed with treatments within Sri Lanka, India, Thailand, Singapore and Malaysia while enjoying the convenience of the Cashless Service when undergoing overseas treatments.
Overseas Cover also brings an array of value-added services with strong partnerships of Union Assurance with renowned health partners both locally and internationally.
Euro-Center being one of world’s best claims handling organisations joins USH Plus to enable the most convenient administration services for overseas treatments. Medilnk brings the state-of-art Electric Healthcard Network infrastructure while providing the local third-party claim settlement service. All the above benefits will be enabled with the Cashless Service to offer a convenient service.
USH Plus policyholders will also receive an exclusive offer provided by Best Doctors to access the world’s best medical minds for a second opinion on health inquiries with confidence and confidentiality.
Union Smart Health Plus offers a unique and wider range of benefits to policyholders. In the event that 100% of the claimable funds having been utilised, the benefits of the policy can be reactivated, provided that the hospitalisation is not due to an illness which resulted in prior hospitalisation. In case no claim has been made within a policy year, the maximum annual benefits limit increases by 25% for the following policy year – the No-Claim Bonus, which is a unique benefit offered through this policy.
In addition to No Claim and Revival benefits, Union Smart Health Plus provides coverage for prosthesis and implants and organ donor expenses. The policyholder is given a wider range of benefit plans starting from Rs. 100,000-Rs. 20 million to select and enjoy the health benefits of the desired plan.
USH Plus policyholders will also stand a chance to receive a free GOYO fitness tracker based on the rider sum insured value of the policy.
Due to the complexities of modern lifestyle, risks to health and wellbeing have multiplied. Many of us fail to take necessary steps that would protect us against the uncertainties of our busy lives. Union Smart Health Plus cover is the perfect and most convenient solution because it is easily obtained with zero hassle, allows for easy operation and offers the extra benefits that most seek.
For more details on Union Smart Health Plus cover and its extra benefits, consult one of the company’s financial insurance advisors or call the customer care hotline on 0112 990 990. Alternatively, you can visit the nearest Union Assurance branch located islandwide.